Personal Loans

Whether you have several major expenses or just need a small loan, a LISEFCU Personal Loan can give you access to the cash you need.

  • Borrow up to $20,000, if you qualify. (Minimum loan amount $500.)
  • Competitive fixed rates
  • Take up to 5 years to repay the loan
  • Payroll deduction and automatic share transfer repayment available
  • Optional credit life and disability insurance are available.
  • No prepayment penalty

Share Secured

With a shared secured loan you borrow against your own money. We put the money in your account on hold and with every payment, that portion of your money becomes available to you to use. As this loan is secured with your money, we do not pull your credit report.

  • Maximum $50,000.
  • Term up to 5 years.
  • Payroll deduction and automatic share transfer repayment available
  • Optional credit life and disability insurance is available.
  • No prepayment penalty

Holiday and Vacation Loans

A great, sensible way to borrow extra cash for gifts or getaways. The interest rate on this loan is 1% less than the personal loan.

  • Maximum to borrow: $2,000
  • Term is 1 year
  • Optional credit life and disability insurance is available
  • Payroll deduction and automatic share transfer repayment available

No prepayment penalty