Personal Loans

Personal, Secured and Unsecured Loans

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Whether you have several major expenses or just need a small loan, a LISEFCU Personal Loan or Line of Credit can give you access to the cash you need.

  • Borrow up to $20,000, if you qualify. (Minimum loan amount $500.)
  • Competitve fixed rates
  • Take up to 5 years to repay the loan
  • Payroll deduction and automatic share transfer repayment available
  • Optional credit life and disability insurance is available.
  • No prepayment penalty

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Share Secured

  • Maximum $50,000.
  • Payroll deduction and automatic share transfer repayment available
  • Optional credit life and disability insurance is available.
  • No prepayment penalty

Holiday and Vacation Loans

  • A great, sensible way to borrow extra cash for gifts or getaways.
  • Payroll deduction and automatic share transfer repayment available
  • Optional credit life and disability insurance is available
  • No prepayment penalty

Payroll Deduction with Direct Deposit

You can choose to have a portion of your paycheck allocated to your Savings, Checking, and/or Loan Account.

Current Rates

  APR*
Vehicle (New) 2.99%
Vehicle (Used) 3.49%
Personal (Fixed Rate) 9.99%
Home Equity - Variable **Prime floor%

*As low as...based on credit score.
**Prime Floor 4.50%
Click here for more info...

Location

NY State Office Building
250 Veterans Memorial Hwy.
Suite 5A9
Hauppauge, NY 11788

631-291-9160 - Telephone
631-360-3620 - Fax
877-LISEFCU - Toll Free
631-952-6286 - Automated (24/7)

(click here for Audio Response Guide)

Member Links

Credit Union Shared Service Centers