Privacy Policy

 

Facts:

What Does Long Island State Employees Federal Credit Union Do With Your Personal Information?

 

Why?

Financial companies choose how they share your personal information.  Federal law gives consumers the right to limit some but not all sharing.  Federal law also requires us to tell you how we collect, share, and protect your personal information.  Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us.  This information can include:

  • Social Security number and account balances
  • Credit card and other debt and credit history
  • Credit scores and payment history

When you are no longer our member, we continue to share your information as described in this notice.

How?

All financial companies need to share members’ personal information to run their everyday business.  In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Long Island State Employees Federal Credit Union chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information

Does LISEFCU share?

Can you limit this sharing?

For our everyday business purposes –

Such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or to report to credit bureaus

Yes No
For our marketing purposes –

To offer our products and services to you

Yes No
For joint marketing with other financial companies Yes No
For our affiliates’ everyday business purposes –

Information about your transactions and experiences

Yes No
For our affiliates everyday business purposes –

Information about your creditworthiness

No We Don’t Share
For our affiliates to market to you No We Don’t Share
For our nonaffiliates’ to market to you No We Don’t Share

Questions?

 Call 631-291-9160 or go to www.lisefcu.org

 

What we do:

How does Long Island State Employees Federal Credit Union protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and offices.  Where appropriate, we will use security coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.
How does Long Island State Employees Federal Credit Union collect my personal information? We collect your personal information, for example, when you

  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your ATM or debit card

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing? Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State law and individual companies may give you additional rights to limit sharing.

Definitions:

Affiliates Companies related by common ownership or control.  They can be financial and nonfinancial companies.

  • We currently have no affiliates
Nonaffiliates Companies not related by common ownership or control.  They can be financial and nonfinancial companies.

  • Nonaffiliates we share with can include insurance companies, government agencies, plastic card processors (ATM/Debit), financial statement publishers or printers, mail house, consumer reporting agencies, and check/share draft printers.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Our joint marketing partners include CUNA Mutual Group’s MEMBERCONNECT, Liberty Mutual, The Family Security Plan,  and the Affinion Group

Other important information:

None at this time.

 

Current Rates

  APR*
Vehicle (New) 2.99%
Vehicle (Used) 3.49%
Personal (Fixed Rate) 9.99%
Home Equity - Variable **Prime floor%

*As low as...based on credit score.
**Prime Floor 4.50%
Click here for more info...

Location

NY State Office Building
250 Veterans Memorial Hwy.
Suite 5A9
Hauppauge, NY 11788

631-291-9160 - Telephone
631-360-3620 - Fax
877-LISEFCU - Toll Free
631-952-6286 - Automated (24/7)

(click here for Audio Response Guide)

Member Links

Credit Union Shared Service Centers