LISEFCU Fee Schedule

 

Schedule of Fees (Effective April 1, 2013)
Banking
Checking Account Free
Check Printing (First 50 Standard Checks) Free
Line of Credit Advance Free
ATM Transactions
Network ATMs – up to 6 per month Free*
Miscellaneous
Teller Check made payable to anyone other than member $3.00
Early Withdrawal From Holiday Club $10.00
Copy of Paid Share Draft $3.00
Domestic Wire Transfer (outgoing) or Incoming (without prior notification) $25.00
Visa Gift Cards $3.95
Money Orders $2.00 ($6.00 non-member)
Return of Deposited Item $30.00
Return of Re-Deposited Item $25.00
Non-Sufficient Fund Share Drafts/ACH $30.00
Courtesy Pay $30.00**
Negative Balance $30.00
Transfer From Overdraft Line of Credit $5.00**
Stop Payment $27.00
Auto Transfer from Savings $5.00
Replacement ATM/Debit card $10.00
Close Account $5.00
Balance Inquiry, Transfers, Account History via Automated Systems and Mobile Banking Free
Telephone Transfer via LISEFCU teller $2.00
Tax Levies/Restraining Notices/Information Subpoenas $20.00
Check Cashing Not Matched by Funds in Account $5.00
Duplicate Copy of Statement $3.00/month
Notary Members: 1st free, thereafter $0.50 per signature
Non Member $2.00 per signature
Dormant Account fee(1) $10.00/qtr
Returned Mail $5.00
Account Reconciliation $10.00/hour
Paper Statements $1.00/month
CU Online Bill Payer Service
One Click with Direct Deposit $.35 per transaction, first 5 free
One Click without Direct Deposit $.35 per transaction
One Click with Direct Deposit (unlimited transactions / month) $ 3.95 per month
One Click without Direct Deposit (unlimited transactions / month) $ 4.95 per month
Note: All fees subject to change without notice.
(1)Applies to accounts that have no activity during preceding 12 months.
*$1.00 for each transaction after six.
**Effective June 2, 2014

Current Rates

  APR*
Vehicle (New) 2.99%
Vehicle (Used) 3.49%
Personal (Fixed Rate) 9.99%
Home Equity - Variable **Prime floor%

*As low as...based on credit score.
**Prime Floor 4.50%
Click here for more info...

Location

NY State Office Building
250 Veterans Memorial Hwy.
Suite 5A9
Hauppauge, NY 11788

631-291-9160 - Telephone
631-360-3620 - Fax
877-LISEFCU - Toll Free
631-952-6286 - Automated (24/7)

(click here for Audio Response Guide)

Member Links

Credit Union Shared Service Centers