Scam Alerts

girlonlaptopPlease remember – We will never ask for your account number, social security number or PIN number in any e-mail.

If you ever receive an e-mail message from anyone claiming to be a Long Island State Employees Federal Credit Union representative and asking for personal information, please call us immediately at (631)291-9160.

Don’t Get Hooked by a Phishing Attack

DO NOT RESPOND to email scams that ask you for your account number, credit card number, or personal identification number. Email messages that ask for this type of information are fraudulent, and should be reported immediately. Long Island State Employees Federal Credit Union will never contact you and ask for this information.

PHISHING – (fish´ing) (n.) The act of sending an e-mail to a user falsely claiming to be an established legitimate enterprise in an attempt to scam the user into surrendering private information that will be used for identity theft. The e-mail directs the user to visit a Web site where he/she is asked to update personal information, such as passwords or credit card, social security, and bank account numbers, that the legitimate organization already has. The website, however, is bogus and set up only to steal the user’s information.

If you have Internet access, you may be under attack–a phishing attack, that is. This high-tech scam involves three components:

Spoofing is creating a replica of an existing website.

Spamming is unsolicited, or “junk” e-mail.

Phishing is the act of using spoofing and spamming to lure unsuspecting victims, hoping to deceive you into disclosing your Social Security number, credit card and checking account numbers, passwords, or other sensitive information.

The Federal Trade Commission offers the following tips to help you avoid getting hooked:

1. If you get a pop-up or e-mail message requesting personal or financial information, don’t reply or click on the link in the message. Legitimate companies won’t ask for this information.

2. Be cautious about opening attachments or downloading files from e-mail messages.

3. Never send personal information via e-mail. Look for a closed padlock at the bottom of your browser window, or a URL that begins with “https”–the “s” stands for secure. However, some phishers forget these security icons.

4. Review statements for accuracy as you receive them. If they’re late, call the company to confirm billing address and balance.

5. Use antivirus software and keep it up-to-date. Run a firewall, particularly if you have a broadband connection. Take advantage of free software “patches.”

6. Report suspicious activity to the FTC at www.ftc.gov, and forward suspicious messages to spam@uce.gov.

Copyright 2004 Credit Union National Association Inc. Information subject to change without notice. For use with members of a single credit union. All other rights reserved.

Phishing Resources

Credit Union National Association Internet Fraud Alerts

Microsoft – Recognizing Phishing Schemes

OnGuard Online

National Consumers League Internet Fraud Watch

Report Phishing Schemes

Current Rates

  APR*
Vehicle (New) 2.99%
Vehicle (Used) 3.49%
Personal (Fixed Rate) 9.99%
Home Equity - Variable **Prime floor%

*As low as...based on credit score.
**Prime Floor 4.50%
Click here for more info...

Location

NY State Office Building
250 Veterans Memorial Hwy.
Suite 5A9
Hauppauge, NY 11788

631-291-9160 - Telephone
631-360-3620 - Fax
877-LISEFCU - Toll Free
631-952-6286 - Automated (24/7)

(click here for Audio Response Guide)

Member Links

Credit Union Shared Service Centers